Like most insurance agencies, we offer the standard kinds of insurance… home, auto, life, etc. But what sets Fourman Insurance Agency apart is our ability to look beyond a policy and dive deep into our clients’ individual goals and needs.
What type of coverage do you need? How can you best protect your assets? Are you prepared for a major life change? Are you covered in case of an emergency? We think about these questions every day so you don’t have to, and our in-depth knowledge of our products and services help us craft personalized policies that help our clients sleep better at night.
Are you ready to catch up on some z’s with some peace of mind? Learn more about our customizable products.
For most people, a home is the largest investment you can make. Like anything else you find valuable in your life, you will want to offer protection from the unknown. With the right insurance policy from Fourman Insurance, you can cover every aspect of your home – from outdoor amenities to the personal possessions you hold the closest. At Fourman Insurance, we start by evaluating your needs. It’s our job to curate a personalized policy that can provide coverage against damage from the elements, personal injury to others, theft and many more areas to protect what is uniquely important to you.
We know life happens fast. At Fourman Insurance, we create policies that adapt to the changes in your life. As you grow or downsize, we’ll make sure you’re always covered by reviewing your needs every step of the way. We can even offer policies that cover structures not attached to your home, such as garages and gazebos. Finding reliable, personalized coverage to protect your home and everything in it is easier than you think.
Just because all drivers are required to maintain auto insurance, doesn’t mean all policies are the same. At Fourman Insurance, we realize that you don’t have time to become an expert on auto insurance, so we take care of it for you. We ensure all of our clients fully understand their policy’s terms, exclusions and limitations before they hit the road because we believe you deserve to know what to expect in a world of unexpecteds.
Our experienced and knowledgeable agents will work with you to find the best coverage to fit all of your needs. Fourman Insurance can offer you auto protection, starting with liability coverage that meets state minimum requirements and supplemented with additional coverage that is inspired by your individual situation. The next phase includes exploring collision and comprehensive coverage and identifying appropriate deductibles and features for each. Finally, we look at your safe driving records and safety features to determine if you qualify for any discounts.
Just as no one understands your business as well as you do, no one will be able to understand your business insurance needs as well as Fourman Insurance. Whether you own a small, family business or a large corporation, we can offer industry-specific coverage and a range of commercial insurance products including liability, property and employee coverage, to protect your success and help you reach your goals.
As your business grows and develops, so should your coverage. Fourman Insurance will continue to review and adapt your policy as changes to your business, state law and the economy occur. With our reliable customer service, we will be able to address any concerns or questions you may have quickly and efficiently for effective results from our expert staff. We know what it’s like doing business in Springfield, and we have the experience necessary to keep your business on top in any market.
There are a lot of things to consider while choosing a life insurance policy. Risk, the needs of your loved ones and, most importantly, affordability are all factors we look at while developing a policy unique to you. Regardless of whether it’s more beneficial for you to layer several term life insurance policies or to purchase a whole life policy, Fourman Insurance will provide you with the right amount of coverage for your specific needs.
We want to help you reach your current and future financial goals; oftentimes, that means identifying a policy that fits your budget. Affordability is usually the most limiting factor in the decision to purchase life insurance coverage. Most people would be surprised to learn how affordable policies can be. With a range of coverage options, we can create a policy that gives you peace of mind within your budget.
Farm insurance has been a staple in our agency’s history from the beginning. We understand the unique needs of farmers and offer a range of coverage to protect your livelihood and your way of life. Not only can we cover your home, tenant dwellings and other farm structures, we also offer policy options for equipment, such as tractors, implements, ATVs and UTVs, livestock and more. Farming communities like ours thrive when we work together, so we offer extended coverage on borrowed and/or rented equipment.
With a wide selection of optional coverage, you can rest easy knowing every aspect of your farm is secure. The profitability of your farm is often dependent on factors outside of your control. These days, weather and global markets are so unpredictable, so with farm coverage from Fourman Insurance, you can take back control of your profitability and feel confident that you are protected.